Pawn loans are loans in which you “PAWN” a personal item in exchange for an amount of money for a specified period of time (usually 30 days but can vary by state). Your item(s) serve as guarantee for the money borrowed. On your due date you have the option to pay your loan in full and redeem your item(s); or you may choose to extend the loan (if applicable) by simply paying the interest/fees due.

Another option is to not pay the loan in which you will forfeit the items presented for pawn.

If you can’t pay back your loan on its due date, you may be eligible to extend the principal amount by paying the interest charge.

If you choose to not pay your loan in full or extend the loan, you will forfeit your item. At this time your item will become the property of Pawn It Fast.

We will assess and evaluate each item based on condition and the current market for the item.

A physical assessment of the functionality and appearance of the item will be performed. Items will be tested to ensure that they work properly. If an item is damaged it is worth less than something that looks like new. It helps if accessories like game controllers, remote controls, manuals, the original box, etc. can be brought in but it is not required.

We will perform a test to determine the authenticity of each jewelry piece and weigh it to correctly determine its value. We will also evaluate diamonds for authenticity and determine the size and value of each stone to help get you the money you need.

We can give you an approximate value over the phone. However, to give you the best idea of what we will be able to loan, we need to see the item. The physical condition of an item is an important part of determining the value. We also need to test the item to make sure it works properly.

The value of your item is based on market value not of the price of the item when it is new. The value of your item is also determined by our ability to sell the item.

Your item will be kept in a safe and secure area at all times. All of our stores are fully insured for the loan value of the items we keep.

There are items that Pawn It First may not accept based on market. Please call your local store for more details. We are not able to accept items with a missing serial number.
For a list of items we do buy and sell, go to our How-To’s page.